Do you have life insurance? If you do, you probably bought it because of a special life event (i.e. getting married, buying a home or adopting/having a child). Chances are the choices you made in acquiring the policy were affected by your life and the events happening in your life at that time. However, as your life and your choices helped to determine which policy you bought, your life has not stood still; or, for that matter, ended. Accordingly, it is important to review your life insurance regularly to ensure that it covers any changes in past obligations, new obligations or to guarantee that your life, critical illness and accidental death insurance portfolio is still consistent with your current life, its realities and its goals. Or put differently, your life is always changing and your insurance portfolio needs to adapt to it. One’s life insurance policy portfolio is most effective when it is current. For example, a person’s living arrangements might change. Any of us might ...