If you talk to most life-licensed financial professionals, they will always say that the best time to buy life insurance is today. The reason for that is simple: we all have a story of someone who waited too long. While waiting, that person could have been diagnosed with a chronic sickness or ailment like arthritis, fibromyalgia or diabetes. That person could have been diagnosed with something more life threatening like cancer, heart attack or stroke; or they could have waited too long and died. During my time in the industry, I have come across all of these circumstances and more. However, in the next two years, three additional reasons to buy Life Insurance have cropped up: COVID, Interest Rates and likely changes in Tax Policy. So let’s start with COVID. According to the National Center for Health Statistics (a part of the U.S. Centers for Disease Control and Prevention), the life expectancy of an average American at birth in 2020 was 77.8 yrs. In 2019, the number was 78....