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Why Critical Illness Insurance Matters….

The field is quietest just before dusk, when the long shadows of the goals stretch across the grass. For Sarah, that patch of green had always been a sanctuary. It was where she had out-sprinted her anxiety during final exams, and where, during a fierce co-ed match in her university days, an accidental collision led to an apology, a post-game coffee, and eventually, a wedding band. Now, that same love of the game lived on in the frantic, joyful energy of her two sons. Watching them chase the ball from the sidelines, she could still hear the precise, familiar thwack of a perfect strike. Sarah’s life had been defined by that kind of momentum. She possessed a quiet, unstoppable drive, earning her Bachelor of Science and started her Masters, before pivoting and securing her doctorate. As a researcher at a major medical facility, her days were spent unweaving complex human puzzles, dedicated to finding answers that would save lives. She was successful, fulfilled, and deeply grounded by the ...

Saving and Investing in the COVID Age

In April, Gold’s Gym proactively closed 30 company-owned gyms; and by May, they declared bankruptcy. In making that decision, it meant that they separated themselves from “nearly 700 gyms around the world.” J.Crew joined them by  filling for Chapter 11 protection in early May.  Since then retailers have either gone bankrupt or filed for Chapter 11. In the US, Neiman Marcus, J.C. Penney, Tuesday Morning, PQ New York, Lucky Brand, Brooks Brothers and Sur La Table. In Canada, David’s Tea, SAIL Outdoors Inc, Henry's and Aldo did the same.  The 85 year old vitamin company called GNC saw a 30% drop in their store sales; while 24 Hour Fitness couldn’t provide their chief product - a place to exercise. Both filed for bankruptcy in June.  While, in the same month, CEC Entertainment - a company which owns 550 Chuck E. Cheese and Peter Piper Pizza locations - after COVID lockdowns found itself doing an oxymoronic and/or paradoxical thing: on one day, they both reopened 266 venu...